5.1 Business finance: needs and sources

  • 5.1.1 The need for business finance
  • the main reasons why businesses need finance: start-up capital, capital for expansion/growth,
    replacing existing non-current assets, investing in new technology, working capital
  • short-term and long-term finance needs of a business
  • concept and importance of working capital
    5.1.2 The main sources of finance
  • internal sources of finance: owners’ investment, retained profit, sale of unwanted assets, working
    capital
  • external sources of finance: share capital or issuing shares, venture capital, bank overdrafts,
    leasing, hire purchase, bank loans, trade credit, government grants, crowdfunding
  • advantages and disadvantages of internal and external sources of finance
  • the main factors to consider when selecting a source of finance: size of business, legal form of
    business, amount required, length of time, existing loans, cost, purpose
  • recommend and justify an appropriate source of finance for a given situation

Minimum Time = 40 minutes